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| WHAT IS An ARIZONA REVERSE MORTGAGE? An ARIZONA Reverse Mortgage allows a senior homeowner (62+) to exchange a portion of the equity in their home for a Tax Free Income. The ARIZONA Reverse Mortgage has NO Monthly Payments required for as long as you live. The ARIZONA Reverse Mortgage provides Tax Free Cash that can be used for any purpose. With a ARIZONA Reverse Mortgage you retain the Title to your Home. That means with a ARIZONA Reverse Mortgage you can sell your Home at Anytime. An ARIZONA Reverse Mortgage allows you to receive the Cash in Monthly Payments, A Lump Sum, A Line of Credit, or a Combination of the above. An ARIZONA Reverse Mortgage does not affect Social Security and Medicare. With a ARIZONA Reverse Mortgage there are No Income, Credit or Health Qualifications. THE PROCESS OF An ARIZONA REVERSE MORTGAGE • Educate yourself about a ARIZONA Reverse Mortgage. • Get a free information package about a ARIZONA Reverse Mortgage. • Speak with a qualified lender about your option of a ARIZONA Reverse Mortgage. • Consult a trusted family member or financial advisor about the benefits of a ARIZONA Reverse Mortgage. • Schedule a counseling session with a third party, non-biased counseling group about a ARIZONA Reverse Mortgage. • Upon reaching a decision to pursue a ARIZONA Reverse Mortgage complete an application with a qualified ARIZONA Reverse Mortgage Specialist. • The ARIZONA Reverse Mortgage Specialist will begin the underwriting process by ordering an appraisal, title work, and other related documentation. • The ARIZONA Reverse Mortgage is submitted for final approval and then is scheduled for closing at a location convention for you. • At funding of the ARIZONA Reverse Mortgage you receive your Tax Free Cash. | |||||||||||||